SterlingPay for business
Payment infrastructure that takes you across borders.
Accept payments in 150+ currencies, settle in the currencies you operate in, and reach customers across 190+ countries — on one secure platform.
Acquiring, smart routing, recurring billing, B2B payouts and chargeback protection sit behind a single account, with PCI DSS Level 1 security and machine-learning fraud screening built in.
No setup fees to get started. Registered MSB (FINTRAC, MSB N300000200).
150+
Currencies accepted
190+
Countries reached
PCI DSS Level 1
What you can build on
Five solutions. One platform.
Take what you need today, and add the rest as you grow.
Online acquiring
Accept cards across the markets you sell in.
Take card payments in 150+ currencies and settle in the currencies you operate in. Every transaction is screened by machine-learning anti-fraud before it's approved, so you grow without inviting risk.
- Accept payments in 150+ currencies
- Reach customers across 190+ countries
- Real-time ML fraud screening on every transaction
Smart routing & cascading
More payments that go through.
Smart routing sends each transaction down the path most likely to succeed. When an attempt is declined, cascading retries it on an alternative route — recovering revenue that would otherwise be lost.
- Higher approval rates by design
- Automatic cascading on declines
- Routing tuned per transaction
Recurring billing
Subscriptions that just run.
Bill customers on a schedule and keep recurring revenue flowing without manual work. Failed charges are retried automatically, so fewer payments slip through.
- Scheduled, repeat billing
- Automatic retries on failure
- Backed by the same fraud screening
B2B wallets & mass payouts
Hold balances and pay many parties at once.
Keep funds in business wallets and send mass payouts to suppliers, partners and contractors from one place. It's built for companies that pay out as much as they take in.
- Business wallet balances
- Mass payouts in a single run
- Settle in your operating currencies
Chargeback protection
Defend the revenue you've earned.
Chargeback protection works alongside real-time fraud screening to reduce the cost and noise of disputes. You keep more of what you make, with less time spent on the aftermath.
- Protection paired with ML anti-fraud
- Fewer disputes to manage
- Revenue defended after the sale
Getting started
Live in four steps.
A clear path from application to your first payment.
- 1
Application
Tell us about your business and open your account.
- 2
Compliance
We verify your identity and business through KYC, as a registered MSB.
- 3
Integration
Connect your platform or our API and test in sandbox.
- 4
Go live
Switch on and start accepting payments.
Verification is part of being a registered Money Services Business — it keeps the platform safe for everyone on it.
Why SterlingPay
Built to get more payments approved.
Three things that move the numbers that matter.
Approval rates
Fewer good payments turned away
Smart routing and cascading send each transaction down the path most likely to succeed, lifting approval rates and recovering revenue.
Global reach
Currencies and countries, handled
Accept payments in 150+ currencies, settle in the currencies you operate in, and serve customers across 190+ countries from one account.
Revenue defended
Chargeback protection as standard
Disputes are met with chargeback protection and machine-learning fraud screening, so you keep more of what you earn.
Connect your stack
Plug SterlingPay into what you already run.
Connect your storefront in minutes, or build directly against our API.
SterlingPay connects with the major commerce platforms, so you can start taking payments without rebuilding your checkout.
- Shopify
- WooCommerce
- Magento
- OpenCart
- Pay.On
- QuickPay
- Custom API
- Shopify
- WooCommerce
- Magento
- OpenCart
- Pay.On
- QuickPay
- Custom API
- Shopify
- WooCommerce
- Magento
- OpenCart
- Pay.On
- QuickPay
- Custom API
Prefer to build your own? Our API and sandbox let your team integrate, test and ship with PCI DSS Level 1 security from day one.
Test in sandbox before you go live.
Trust & compliance
Regulated, registered, and built to be checked.
SterlingPay is operated by Sterling Path Pay Limited, registered as a Money Services Business with FINTRAC in Canada (MSB N300000200). The platform holds PCI DSS Level 1 compliance, screens every transaction with machine-learning anti-fraud, and verifies identity through KYC.
PCI DSS Level 1
The highest level of payment-card security.
ML anti-fraud
Automated screening on every transaction.
KYC / identity verification
We confirm who's on the platform.
Registered MSB
FINTRAC, Canada · MSB N300000200.
Legal entity: Sterling Path Pay Limited, Vancouver.
Start accepting payments with SterlingPay.
One account for acquiring, routing, recurring billing and payouts — across 190+ countries.
PCI DSS Level 1 secured · Registered MSB (FINTRAC, MSB N300000200).